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Scott LeRay
United States
Приєднався 24 тра 2019
On this channel we discuss how to obtain and use travel reward points earned by credit cards as well as basic financial education.
Milestones:
First Video Published - May 31, 2019
100 Subscribers: July 20, 2019
500 Subscribers: January 20, 2020
1000 Subscribers: April 25, 2020
Milestones:
First Video Published - May 31, 2019
100 Subscribers: July 20, 2019
500 Subscribers: January 20, 2020
1000 Subscribers: April 25, 2020
Better Than The Chase Sapphire Preferred? | The Revamped CITI STRATA PREMIER!
Better Than The Chase Sapphire Preferred? | The Revamped CITI STRATA PREMIER!
Today we’ll be taking a look at the REVAMPED Citi Strata Premier.
Buy Me a Coffee
www.buymeacoffee.com/TravelConnect1
Join Robinhood with my link and we'll both get a free stock 🤝 join.robinhood.com/scottl142
Subscribe and join the community. I look forward to growing with you.
Follow me on Instagram: @scottleray
--- scottleray
Thanks for watching. I look forward to showing you new ways to travel for less.
Don’t forget to like this video and subscribe. See ya soon!
Advertiser Disclosure: I will receive a referral bonus for anyone who applies for and is approved for the card through links on this channel.
Today we’ll be taking a look at the REVAMPED Citi Strata Premier.
Buy Me a Coffee
www.buymeacoffee.com/TravelConnect1
Join Robinhood with my link and we'll both get a free stock 🤝 join.robinhood.com/scottl142
Subscribe and join the community. I look forward to growing with you.
Follow me on Instagram: @scottleray
--- scottleray
Thanks for watching. I look forward to showing you new ways to travel for less.
Don’t forget to like this video and subscribe. See ya soon!
Advertiser Disclosure: I will receive a referral bonus for anyone who applies for and is approved for the card through links on this channel.
Переглядів: 221
Відео
Why The CHASE SAPPHIRE RESERVE might NOT be for You! | My CSR Strategy
Переглядів 354Місяць тому
Why The CHASE SAPPHIRE RESERVE might NOT be for You! | My CSR Strategy Today we’ll be taking a look at my CSR Strategy and also looking at who this card is ideal for. If you're interested in the CHASE SAPPHIRE RESERVE and you want support the channel, you can apply using the link below: www.referyourchasecard.com/19n/QKXQ11HVP4 If you're interested in the CHASE FREEDOM FLEX and you want support...
My Credit Card Strategy for Q2 2024 | What’s In My Wallet
Переглядів 508Місяць тому
My Credit Card Strategy for Q2 2024 | What’s In My Wallet Today we’ll look at my credit card strategy for earning maximum points/miles for Q2 2024 If you're interested in the CHASE SAPPHIRE RESERVE and you want support the channel, you can apply using the link below: www.referyourchasecard.com/19n/QKXQ11HVP4 If you're interested in the CHASE FREEDOM FLEX and you want support the channel, you ca...
Worth Canceling Other Cards For? | Wells Fargo Autograph Journey Review
Переглядів 9042 місяці тому
Worth Canceling Other Cards For? | Wells Fargo Autograph Journey Review If you’re interested in the Hilton Aspire card and you want to support the channel, you can applying using the link below: americanexpress.com/en-us/referral/SCOTTL4Du7?xl=cp01 Follow me on Instagram: @scottleray scottleray Buy me a coffee as I edit these videos ☕️ www.buymeacoffee.com/ScottLeray Join Robinhoo...
HELP! I MUST Cancel One of These Cards
Переглядів 1,2 тис.3 місяці тому
HELP! I MUST Cancel One of These Cards | Marriott Bonvoy Brilliant vs. Hilton Aspire If you’re interested in the Hilton Aspire card and you want to support the channel, you can applying using the link below: americanexpress.com/en-us/referral/hilton-honors?ref=SCOTTLe3a7&xl=cp01 If you’re interested in the Marriott Bonvoy Brilliant card and you want to support the channel, you can applying usin...
The Most UNDERRATED Airline Credit Card? | UNITED QUEST CARD
Переглядів 2,2 тис.4 місяці тому
Today we'll be doing a review of the UNITED QUEST Credit Card to see if it's for you. If you're interested in the card and want to support the channel, you can apply for any of the United cards using the link below: www.referyourchasecard.com/215r/YQE98J2L5Q Buy me a coffee as I edit these videos ☕️ www.buymeacoffee.com/ScottLeray Join Robinhood with my link and we'll both get a free stock 🤝 jo...
What's In My Wallet Q1 2024 (5 Country Trip)
Переглядів 4015 місяців тому
Today i'll be discussing what credit cards i'll be using during my 5 country trip through Africa. If you’re interested in the Chase Sapphire Reserve card and you want to support the channel, you can applying using the link below: www.referyourchasecard.com/19n/QKXQ11HVP4 If you’re interested in the Hilton Aspire card and you want to support the channel, you can applying using the link below: am...
MASSIVE CHANGES to the Hilton Aspire Card | Keep or Cancel?
Переглядів 5595 місяців тому
Changes to the Hilton Aspire Card: Everything You Need To Know If you’re interested in the Hilton Aspire card and you want to support the channel, you can applying using the link below: americanexpress.com/en-us/referral/hilton-honors?ref=SCOTTLe3a7&xl=cp01 Buy me a coffee as I edit these videos ☕️ www.buymeacoffee.com/ScottLeray Join Robinhood with my link and we'll both get a free stock 🤝 joi...
How I Saved THOUSANDS on TRAVEL!!! | MUST WATCH
Переглядів 3195 місяців тому
This Might Change Your Life If you’re interested in the Chase Freedom Flex card and you want to support the channel, you can applying using the link below: www.referyourchasecard.com/18o/ZQBX12AJAE If you’re interested in the Marriott Bonvoy Brilliant card and you want to support the channel, you can applying using the link below: americanexpress.com/en-us/referral/SCOTTLBynL?xl=cp01 If you’re ...
The 3 Best Credit Cards for Authorized Users
Переглядів 6966 місяців тому
3 Best Credit Cards for Authorized Users If you’re interested in the American Airlines Executive card and you want to support the channel, you can applying using the link below: www.citi.com/credit-cards/refer-a-friend/view-all-cards?soc=00088916&rafid=424735141 If you’re interested in the Chase Sapphire Reserve card and you want to support the channel, you can applying using the link below: ww...
Credit Card Predictions For 2024 | Challenge Accepted!!!
Переглядів 4676 місяців тому
Credit Card Predictions For 2024 | Challenge Accepted!!! Buy me a coffee as I edit these videos ☕️ www.buymeacoffee.com/ScottLeray Join Robinhood with my link and we'll both get a free stock 🤝 join.robinhood.com/scottl142 Subscribe and join the community. I look forward to growing with you. Follow me on Instagram: @scottleray scottleray Thanks for watching. I look forward to showi...
Chase Sapphire Preferred: Best Starter Card for Travelers?
Переглядів 1726 місяців тому
Chase Sapphire Preferred: Best Starter Card for Travelers? Buy me a coffee as I edit these videos ☕️ www.buymeacoffee.com/ScottLeray Join Robinhood with my link and we'll both get a free stock 🤝 join.robinhood.com/scottl142 Subscribe and join the community. I look forward to growing with you. Follow me on Instagram: @scottleray scottleray Thanks for watching. I look forward to sho...
The REAL REASON You Should Have The Citi Double Cash
Переглядів 2926 місяців тому
The REAL REASON You Should Have The Citi Double Cash Buy me a coffee as I edit these videos ☕️ www.buymeacoffee.com/ScottLeray Join Robinhood with my link and we'll both get a free stock 🤝 join.robinhood.com/scottl142 Subscribe and join the community. I look forward to growing with you. Follow me on Instagram: @scottleray scottleray Thanks for watching. I look forward to showing y...
Lufthansa Airport Lounge Review | IAD (Dulles International) Concorde B
Переглядів 2476 місяців тому
Lufthansa Airport Lounge Review | IAD (Dulles International) Concorde B Join Robinhood with my link and we'll both get a free stock 🤝 join.robinhood.com/scottl142 Get up to 12 Fractional Shares (valued up to $30,600) on Webull: a.webull.com/3xbJSGabYf5nJYJpNC Subscribe and join the community. I look forward to growing with you. Follow me on Instagram: @scottleray scottleray Thanks...
This MID-TIER CARD earns 10x BACK on HOTEL STAYS!!!
Переглядів 3307 місяців тому
Earn Massive Points on Hotel Stays | 10x Back!!! Buy me a coffee as I edit these videos ☕️ www.buymeacoffee.com/ScottLeray Join Robinhood with my link and we'll both get a free stock 🤝 join.robinhood.com/scottl142 Subscribe and join the community. I look forward to growing with you. Follow me on Instagram: @scottleray scottleray Thanks for watching. I look forward to showing you n...
4 REASONS THE AMEX PLATINUM CARD IS NOT YOU
Переглядів 4617 місяців тому
4 REASONS THE AMEX PLATINUM CARD IS NOT YOU
How To Redeem U.S Bank Altitude Points
Переглядів 2,9 тис.8 місяців тому
How To Redeem U.S Bank Altitude Points
WHAT’S IN MY WALLET | Q4 2023 Credit Card Strategy
Переглядів 8678 місяців тому
WHAT’S IN MY WALLET | Q4 2023 Credit Card Strategy
How To Redeem Wells Fargo Go Far Rewards
Переглядів 1,5 тис.8 місяців тому
How To Redeem Wells Fargo Go Far Rewards
The Forgotten Travel Card | Ideal for the AVERAGE traveler
Переглядів 4589 місяців тому
The Forgotten Travel Card | Ideal for the AVERAGE traveler
AMEX | Chase | Citi | Capital One | US Bank - Travel Portal Comparison (Cash Prices)
Переглядів 1,6 тис.9 місяців тому
AMEX | Chase | Citi | Capital One | US Bank - Travel Portal Comparison (Cash Prices)
United Club Airport Lounge Tour | Terminal 1 | Chicago O’Hare International Airport (ORD)
Переглядів 8 тис.9 місяців тому
United Club Airport Lounge Tour | Terminal 1 | Chicago O’Hare International Airport (ORD)
BANK OF AMERICA TRAVEL REWARDS | Who Is It For?
Переглядів 1,6 тис.9 місяців тому
BANK OF AMERICA TRAVEL REWARDS | Who Is It For?
Is the BILT Mastercard TRULY Worth The Hype?
Переглядів 23810 місяців тому
Is the BILT Mastercard TRULY Worth The Hype?
American Express CANCELLED ALL my cards | My Story
Переглядів 13 тис.10 місяців тому
American Express CANCELLED ALL my cards | My Story
6 Reasons Why You Should Have the Hilton Aspire Card
Переглядів 2,6 тис.10 місяців тому
6 Reasons Why You Should Have the Hilton Aspire Card
Hotels.com Loyalty Program | RUINED?
Переглядів 1,9 тис.11 місяців тому
Hotels.com Loyalty Program | RUINED?
MASSIVE CHANGES to the AAdvantage Executive World Elite MasterCard | Keep? Cancel? Apply?
Переглядів 8 тис.11 місяців тому
MASSIVE CHANGES to the AAdvantage Executive World Elite MasterCard | Keep? Cancel? Apply?
SUMMER TIME: What’s in my Wallet | Q3 2023 Credit Card Strategy
Переглядів 75011 місяців тому
SUMMER TIME: What’s in my Wallet | Q3 2023 Credit Card Strategy
I just got approved for the altitude go which will pair nicely with my amex blue cash everyday and wells fargo active cash card.
Chase gives you that little Sapphire points multiplier, but Citi just earns better all around.
Facts
My Strata Premier is coming in the mail! I might go for the quadfecta.
That's what's up
I product change from from citi AA card too the strata and got a 40.000 pt offer for spending $2000 about half the bonus but im happy
Wow. That's awesome
It nice of them to cancel your accounts when you ar in the middle of nowhere and with no access to cash. I have been with American Express for 40 years, just upgraded to the Gold from the green card last year. I have never had any issues with them but now you have me concerned. They always want me to upgrade to the Platinum but $700 a year is just too much money especially now that I am a pensioner.
I'm a pensioner as well. Had to cancel my Platinum. Wasn't worth it anymore for me.
The Strata Premier is a great, if no the best $95 travel card. Thanks for the info!🫵
Facts!
Hello, I really like your videos. I have had the United Explorer card for 2 months and late I realized that the Quest card was the best for me, how long should I wait to upgrade from explorer to quest, what would happen to the points earned and the entry bonus I earned, And if they accept the upgrade I would be eligible for the entry bonus of the new card, thank you very much
You can do it as soon as you would like. You will keep all your points. However, you will not be eligible for the bonus for the United Quest.
Thank you for putting up the chart, that is very helpful, safe journeys!
You're welcome
Is this a good card for no credit history?
It's a good option
I hate bank of America. I've heard a lot of bad things about spirit airlines as well. I flew with them for the first time last month. It wasn't bad at all.
My experience wasn't bad either. I'd fly them again
@ScottLeRay So will I.bI thought about getting the card, but not as long as it's with that bank.
Looks good. I have a short layover between coming in from London and going to Cancun. It seems virtually all the Cancun flights leave Terminal C so time permitted will,pop in here. One World Emerald and travelling Flagship First from London.
Enjoy!
Thanks for the tour & breakdown 🙏
My pleasure
Yeah I don’t know what they were thinking. I deleted the app a while ago. I honestly probably would have stayed with them because I like the tap my location to find a hotel close by. They removed it! Now I get 10X flight points with my CC and couldn’t be happier. Yeah the locked in website is junk lol but I’ll do a little work for that many points.
I have this card, not sure why i have it but im afraid to cancel it
What freightens you?
What freightens you?
The Sapphire Reserve is the card for me. It has all the benefits I’m looking for plus the travel partners. Plus I like that the credit can be applied to places like the travel portal and Expedia, because these are where I’m most likely to book. Thanks for this great breakdown!
Definitely one of my favorite cards
Agreed- definitely deleting the app
Sucks
I was just approved for Autograph Journey with CL of $19k. I have upcoming hotel booking for ~$2500. Was trying to get this hotel via Citi and Chase portals (and use points for that), but booking directly with hotel was much cheaper, even if I cash points at 1cpp, so I decided to get this card. And it also makes most of other hotel branded cards obsolete, except maybe Hilton Aspire and Wyndham Business. It will exceed earnings on Hyatt, Marriott, IHG cards, and will earn the same points as Choice Select card, since those are transferable from WF at 1:2 ratio.
Hey congrats on going UA-cam full time
Thanks 🙏🏿
Autograph Journey would be great for booking hotels, since no other card gives you 5x on hotels except Custom Cash, but it's limited to $500, and multiples will not help you sometimes, if it's not possible to split the payment. You don't need it for airlines, since you have Prestige.
Good points
I would definitely keep Altitude Reserve, get rid of Gold, downgrade Premier to Custom cash.
I like it!
Do you think 120K sub with 10K spend is pretty solid ? Or have you seen higher sub in the past for this card ?
It is May. 2024 and Avianca released 2 new credit cards. The cards are issued by Cardless and use the Amex network.
💩
Best video I have watched about this card so far.
Thanks Marcos
Is this on T4?
T1
Thanks for the info + video!
🫡
I've done cash advances 3 times. One time I did it just to generate a reported balance for my credit reports. I did it right before the statement date, and paid the balance to zero as soon as the statement posted. It was less than $100. Two other times I did it when I accidentally overpaid my account and had a negative balance. I transferred the cash advance directly to my checking account, making the credit card balance $0. A slightly different topic... I currently have a deliberate negative $-50 balance on one of my hotel cards. That has triggered me not being charged a $150 annual fee. That's an experiment I like!
Interesting. Thanks for sharing!
I have the CSP and the Venture X. I love the Venture X. The issue is the lounges and now that NYC will have a Reserve lounge at both JFK and LGA, I’m debating upgrading. I have priority pass with Venture X but we all know there are issues and major changes will be coming through the pipe
I just visited the Sapphire lounge in JFK and it was not impressive...however the food was above average.
@@ScottLeRay good to know! Yeah I’m going to visit before making my decision
👍🏽👍🏽👍🏽
🫡
👍🏼👍🏼
🙏🏿🙏🏿
When I look at the freedom flex I don’t see the 10% cash back for groceries
Try using an incognito window when going to the website
It’s Q1 of each year. The rotate benefit categories throughout the year
He's talking about the current sign up offer
First, great video!
Thanks
Great review. Thanks, Scott.
You're Welcome
Keep Hilton Aspire, Sapphire Reserved and Altitude Reserve unless you value Marriott more, keep the Brilliant and also add the American Airlines in addition the already recommended ones if you value AA perks.
🫡
I am literally trying to fly with them to Bogota right now
My flight wasn't bad at all. It was a good experience
I'm so proud if you for traveling and exploring the Motherland. I have to get out there myself ✊🏾
Thanks. I love visiting the different countries in Africa. It's great!
Al Maha Lounge Doha alcohol quantity? does anyone know
Good question
Cant even offer free carry on bags
😒
Great set up. The CFF is earning 7x at Restaurants this Q.
Thanks!!!
You're awesome; what a great video. I have viewed four other videos regarding this specific credit card and your video is by far the best. Thank you!
Thanks for watching!
@@ScottLeRay You bet. Keep on keeping on building your channel you are a doll.
Great setup! Thanks for the info + video!
Thanks Jimmy
Great video thanks
Thanks Jonathan
My setup is pretty simple this quarter: I’m using the Chase Freedom Flex for the Q2 categories plus 5x on gas and grocery since I opened it in February. I also using the Chase Sapphire Preferred so I can hit the 85,000 point sign up bonus!
That's what's up!
When using your capital one card overseas, do you have any issues with using your card paying for items at certain stores? I ran into an issue with a credit card company where it would work sometimes, and other times, it didn't.
Sometimes they will send me a text asking to verify that if it's me making the purchase. They do it whenever you're making an unusual purchase or maybe in a country you're never been before. Very inconvenient, but they're just trying to protect you.
@ScottLeRay that's good to know. I have credit one as well, and it was horrible using my card overseas. I have the wander and their platinum cards. The wander would get declined a lot even when I told them I was going overseas.
Update: The Chase Sapphire Reserve has an increased sign up offer of 75,000 points!!! The Chase Freedom Flex also has an increased offer where you can earn 10x back at grocery stores on up to $12,000 per year!!!
Great cards and setup!🫵 Thanks for the overview!👍
Thanks Cesar
My flight leaves out of terminal 5, but i have a 5 hr layover. Can i still go to the United lounge in terminal 1 and wait there until its time to board the flight?
Yes...but you have to check to see how many hours you can stay in that particular lounge. Some lounges a 3 hours and some are more.
How much money is in this card ?
It depends on how much they approve you for.
Clear and thorough. Helpful. Thanks.
Thanks
Interesting 🧐
😎